Ed Lazenby and Ernesto Cardoza are residents of Potomac Valley Community (PVC), a full-service retirement community just outside Rockville, Maryland. Their favorite pastimes are playing golf and spending time chatting with their friends the Wertheim sisters, Violet and Rose. Except for Violet's tendency to be a bit hypercritical of everything and everyone, life is nice at PVC, until one day, Violet turns up missing. A ransom note asks for half a million dollars and warns Ed and Ernesto not to call the police. They're faced with a number of problems: someone learns that Violet is missing and calls the police; they have no idea where Violet is being held, or by whom; and, none of them have enough money to pay the ransom. Time is running out for Violet, and our heroes are running out of options to save her.