Some wealthy people complain of having nothing to invest their money in, whereas the bankrupt crave for the startup! However, Development of Resource Productivity argues that one does not need monetary capital as a necessary resource wit which to start up a business. one needs inborn resources as starting capital. each person has an inborn ability or talent which itseelf is a start-up capital. This book clarifies that the basic resources that one needs to start a business are: Knowledge, Capability, Skills, Space, and Time. with these resources, all we need is to work out our future by ourselves, for failure to plan is as well planning to fail. This book leaves the reader with a motivation to harness their human resources.