From James Avery, this necklace features:  A sophisticated, timeless way to display charms, our Cultured Pearl Changeable Charm Holder Necklace combines elegance with versatility. Pearls are strung with knotted silk for extra strength and meet at the metallic circular charm holder component. Available in sterling silver or 14K gold, the innovative charm holder can easily open up to switch out charms according to the holiday, season, or occasion. Dress casually with playful charms or wear with a statement pendant.  Short pendant necklace 14K gold or sterling silver  Lobster clasp closure Approx. 18" length  Made of freshwater cultured pearls that have been bleached to enhance their color and uniformity. Avoid chemicals, cosmetics, and ultrasonic cleaners. Crafted in America using the world's finest materials. Due to the personalized nature of James Avery bracelets, we are unable to attach charms and customize your design at dillards.com. Please visit the nearest James Avery store or the James Avery counter at select Dillard's locations to have your new James Avery charm attached at no extra charge. Most local jewelers will also attach the charms for a small fee.