#MoneyConscious Financial Planning Guide: 12 Steps to a Richer You is the Debt Free Guys’ third release in the #MoneyConscious Series. The Financial Planning Guide is designed to help anyone easily create a financial plan and achieve financial success. Most people fail in life because they fail to plan appropriately if they plan at all. David and John utilize stories that have withstood the test of time, such as Aesop’s Fable of the Grasshopper and the Ant and the professor who filled rocks, pebbles and sand as a metaphor for life, to weave twelve steps anyone can follow to create a successful financial plan. This easy to read eBook will help you create the perfect plan to help you reach your financial goals and achieve financial independence.