This "work eBook" is a straightforward guide to help you to record your current financial situation in a structured way. You will be able to see the income you can reckon with more clearly, what you spend money on, which debts you have, what reserves are available to you, how you feel about the subject of money and finances or where you have or could have a problem. You learn simple ways of reducing debts and creating reserves. You draw up a detailed income and expenditure budget and a current financial status. At the end of every section you can write down important goals and milestones and decide what you want to achieve and how you should act now. This orientation will have a motivating effect on your everyday life and encourage you act consistently. Practical examples and easy-to-understand copy templates facilitate implementation in your day-to-day life.