On the 12th day of Christmas, will love overcome a lifetime of bad luck? Behind her back, they call her Bad Luck Penny. After being twice widowed before the age of thirty, misfortune follows her all the way to Colorado, culminating in humiliation when the third groom skips town on the day they're to be wed. Mayor Charles Hardt will do anything to save Noelle, the town he founded, as long as it doesn't involve taking a wife. But then a jilted bride shows up at his door begging for a ride out of town on the day before the town must deliver twelve married couples as part of a deal to secure Noelle's survival. Under no circumstances will Charlie allow the last bride to escape, even if Penny is certain Noelle can't take any more of her bad luck. For that matter, neither can Charlie.